DISCLOSURES

Effective Date: October 8, 2026

The information provided on this website is for general informational purposes regarding financing programs that may be available through Asset Capital Lending, LLC (“Asset Capital Lending”).

Business-Purpose Financing

Financing programs described on this website are intended solely for business-purpose real estate investment transactions involving non-owner-occupied properties.

Financing is not offered through this website for owner-occupied primary residences or for personal, family, or household purposes.

Program Information and Eligibility

Loan programs, loan amounts, leverage, loan-to-value (LTV), loan-to-cost (LTC), after-repair value (ARV), debt service coverage ratio (DSCR), credit requirements, property eligibility, borrower experience requirements, loan terms, pricing, rates, fees, and other financing criteria are subject to applicable underwriting requirements and may change without notice.

Program availability and terms may vary based on factors including borrower qualifications, credit profile, property type and condition, property value, transaction structure, project scope, borrower experience, liquidity, market conditions, and other applicable requirements.

Maximum financing amounts, leverage percentages, and other program parameters shown on this website represent potential program limits and are not available for every borrower or transaction.

No Commitment to Lend

Nothing contained on this website constitutes a commitment to lend, an approval of financing, an offer to extend credit, or a guarantee that financing will be available.

Submitting a Get a Quote request, contacting Asset Capital Lending, providing information regarding a transaction, or receiving preliminary financing information does not constitute loan approval or a commitment to provide financing.

Any financing is subject to applicable underwriting, due diligence, property evaluation, borrower qualifications, credit review, verification of information, required documentation, satisfaction of closing conditions, and final approval.

Rates, Fees and Terms

Any rates, fees, payment amounts, loan terms, or other financing information that may be discussed or presented prior to final approval are preliminary and subject to change.

Final financing terms will depend on the specific transaction and applicable underwriting requirements. Terms applicable to an approved transaction will be reflected in the appropriate transaction and closing documentation.

Property Values and Project Information

Property values, after-repair values, projected rents, construction costs, renovation budgets, and other transaction assumptions may be subject to independent evaluation, appraisal, review, verification, or other applicable requirements.

Asset Capital Lending does not guarantee property values, rental income, construction costs, renovation costs, project completion, resale values, investment performance, or the profitability of any real estate investment.

No Financial, Legal, Tax or Investment Advice

Nothing on this website constitutes financial, legal, tax, accounting, or investment advice.

Borrowers and investors should consult their own attorneys, accountants, tax advisors, financial professionals, and other appropriate advisors regarding their particular circumstances and proposed transactions.

Website Information

Asset Capital Lending seeks to provide accurate and useful information; however, website content may contain errors, omissions, or information that becomes outdated.

Website content, financing programs, eligibility requirements, and other information may be modified or discontinued at any time without notice.

If information on this website differs from applicable final financing documents, disclosures, agreements, or closing documents, the applicable executed transaction documents will control.

No Guarantee of Closing or Funding

Estimated timelines, processing periods, closing expectations, or other timing information are not guarantees.

Closing and funding are subject to satisfaction of applicable underwriting and closing requirements, receipt and verification of required documentation, property-related requirements, and other conditions applicable to the transaction.

Geographic Availability

Financing programs and services may not be available in all states or jurisdictions. Availability is subject to applicable law, licensing requirements, program requirements, property location, and other applicable restrictions.

Contact

Questions regarding financing programs or these disclosures may be directed to:

Asset Capital Lending, LLC

Email: mark@asset-lend.com

Phone: (602) 586-1900

Website: www.asset-lend.com