TERMS OF USE

Effective Date: October 8, 2026

Welcome to the website of Asset Capital Lending, LLC (“Asset Capital Lending,” “we,” “us,” or “our”). These Terms of Use govern your access to and use of www.asset-lend.com and the information, features, forms, and services made available through this website.

By accessing or using this website, you agree to these Terms of Use. If you do not agree with these Terms, please do not use the website.

Use of This Website

This website is intended to provide general information about Asset Capital Lending and financing programs that may be available for business-purpose, non-owner-occupied real estate investment properties.

You may use this website only for lawful purposes and in accordance with these Terms of Use. You may not use the website in any manner that could damage, disable, interfere with, or impair its operation or security, or attempt to gain unauthorized access to the website, its systems, or information associated with it.

Financing Information Is for General Informational Purposes

Information presented on this website regarding loan programs, loan amounts, leverage, loan-to-value ratios, loan-to-cost ratios, after-repair value, credit requirements, terms, property eligibility, borrower experience, and other financing criteria is provided for general informational purposes only.

Program guidelines, underwriting requirements, eligibility criteria, pricing, rates, fees, leverage, loan amounts, terms, and availability may change at any time and may vary based on the borrower, property, transaction, market conditions, funding source, and other factors.

Not every financing program or term described on this website will be available to every borrower or transaction.

No Commitment to Lend or Guarantee of Financing

Nothing contained on this website constitutes a commitment to lend, an offer to extend credit, a guarantee of financing, or an approval of any borrower, property, or transaction.

Submitting a Get a Quote request, contacting Asset Capital Lending, providing information, discussing a potential transaction, or receiving preliminary financing information does not constitute loan approval or create an obligation on the part of Asset Capital Lending or any prospective lender or funding source to provide financing.

Any financing is subject to applicable underwriting, due diligence, documentation, property evaluation, borrower qualifications, credit review, verification of information, satisfaction of closing conditions, and final approval.

Business-Purpose Financing

The financing programs described on this website are intended for business-purpose real estate investment transactions involving non-owner-occupied properties.

Asset Capital Lending does not offer financing through this website for owner-occupied primary residences or for personal, family, or household purposes.

Financing Programs and Transaction Requirements

Financing programs and transactions may be subject to applicable underwriting guidelines, capital availability, borrower qualifications, credit profile, property eligibility, property valuation, transaction structure, documentation requirements, market conditions, and other applicable requirements and conditions.

Program availability, loan amounts, leverage, pricing, rates, fees, terms, and other financing conditions may vary by transaction and are subject to change without notice.

Nothing on this website guarantees the availability of any particular financing program, structure, term, or condition.

No Financial, Legal, Tax, or Investment Advice

Information provided on this website is for general informational purposes and should not be considered financial, legal, tax, accounting, or investment advice.

You should consult your own qualified professional advisors regarding the financial, legal, tax, accounting, and investment implications of any transaction.

Asset Capital Lending does not make representations regarding the profitability, suitability, value, or potential return of any real estate investment or project.

Accuracy of Information

Asset Capital Lending seeks to provide useful and accurate information; however, we do not warrant that all information on this website is complete, current, accurate, or free from errors.

Website content may be updated, modified, corrected, or removed at any time without notice.

If information presented on this website differs from the terms contained in final loan documents, financing agreements, disclosures, or other transaction documents, the applicable executed transaction documents will control.

Information You Provide

You agree that information you provide to Asset Capital Lending in connection with a financing inquiry or transaction will be accurate and complete to the best of your knowledge.

You should not submit Social Security numbers, bank account numbers, passwords, or other highly sensitive information through the website's general Get a Quote form unless specifically requested through an appropriate secure method.

Information submitted through the website will be handled in accordance with our Privacy Policy.

Electronic Communications

By contacting Asset Capital Lending through this website, email, telephone, or other electronic means, you consent to receive communications from us relating to your inquiry, financing request, or transaction using the contact information you provide.

Providing contact information through the website does not require you to accept financing or enter into a transaction with Asset Capital Lending or any financing source.

Intellectual Property

The content of this website, including its text, graphics, logos, design elements, photographs, layout, and other materials, is owned by or licensed to Asset Capital Lending, unless otherwise indicated, and is protected by applicable intellectual-property laws.

You may view and use the website for your own lawful informational and business purposes. You may not reproduce, distribute, modify, republish, sell, or commercially exploit website content without prior written permission from Asset Capital Lending, except as permitted by applicable law.

Third-Party Websites and Services

This website may contain links to third-party websites, services, or resources.

Asset Capital Lending does not control and is not responsible for the content, availability, security, accuracy, privacy practices, or terms of third-party websites or services. Accessing a third-party website or service is at your own discretion and subject to that third party's terms and policies.

Disclaimer of Warranties

To the fullest extent permitted by applicable law, this website and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.

Asset Capital Lending does not warrant that the website will be uninterrupted, error-free, secure, or free of harmful components, or that information provided through the website will meet your particular requirements or result in financing.

Limitation of Liability

To the fullest extent permitted by applicable law, Asset Capital Lending and its owners, officers, employees, representatives, agents, affiliates, and service providers will not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or relating to your access to, use of, inability to use, or reliance upon this website or its content.

Nothing in these Terms is intended to exclude or limit liability that cannot lawfully be excluded or limited.

Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Asset Capital Lending and its owners, officers, employees, representatives, and agents from claims, liabilities, damages, losses, and expenses arising from your unlawful misuse of the website, your violation of these Terms of Use, or your violation of the rights of another person or entity.

Governing Law

These Terms of Use are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles, except to the extent applicable federal law or another jurisdiction's law is required to apply.

Changes to These Terms

We may update these Terms of Use periodically to reflect changes in our website, business practices, services, or legal requirements.

Changes will become effective when posted to this website unless otherwise stated. The Effective Date at the top of this page indicates when these Terms were most recently updated.

Contact Us

If you have questions regarding these Terms of Use, please contact:

Asset Capital Lending, LLC

Email: mark@asset-lend.com

Phone: (602) 586-1900

Website: www.asset-lend.com