Long-Term Financing for
Rental Property
Investors

Long-term financing for residential investment properties based primarily on the property's rental income rather than the borrower's personal income.

GET A QUOTE

ASSET CAPITAL LENDING

Financing Built for Long-Term Rental Investors

Asset Capital Lending provides DSCR rental financing for investors purchasing, refinancing, or accessing equity from income-producing residential investment properties.

Rather than relying primarily on traditional personal-income documentation, DSCR loans evaluate the property's rental income relative to its debt obligations—providing real estate investors with a flexible financing solution for building and managing rental portfolios.

THE PROGRAM

DSCR Rental Loan Program Highlights

Loan Amounts$70,000 – $1,500,000*
Loan Term30 Years*
Purchase FinancingUp to 80% LTV / LTC*
RefinanceUp to 80% LTV*
Cash-Out RefinanceUp to 75% LTV*
Minimum FICO660*
Minimum DSCR1.00*
OccupancyNon-Owner-Occupied Investment Properties

PROPERTY ELIGIBILITY

Eligible Property Types

Financing is available for a variety of non-owner-occupied residential rental properties, subject to program and underwriting requirements.

Single-Family Residences
Townhomes
Warrantable Condominiums
2–4 Unit Properties
Planned Unit Developments (PUDs)

A STRAIGHTFORWARD PROCESS

How It Works

01

Tell Us About the Property

Send us the property address, estimated value, loan request, expected or current monthly rent, and a few details about your investment.

02

Review Your Financing Options

We'll evaluate the property, rental income, credit profile and transaction to identify an appropriate DSCR financing structure.

03

Close & Build Your Portfolio

Once your loan is approved and closing requirements are satisfied, you can complete your purchase, refinance an existing rental property, or access available equity through a cash-out refinance.

LET'S TALK ABOUT YOUR RENTAL PROPERTY

Ready to Finance Your Next Rental Investment?

Tell us about your property and loan request and we'll help you identify the financing options available for your investment.

GET A QUOTE

Or call us directly at (602) 586-1900

*Loan programs, leverage, loan amounts, terms, DSCR requirements and eligibility are subject to underwriting, borrower qualifications, credit profile, property type, property value, rental income and other requirements. Maximum financing shown is not available for every borrower or transaction. Programs and terms are subject to change without notice.