Financing Built for
Ground-Up Construction
Projects

Flexible financing for real estate investors and builders constructing new residential investment properties from the ground up.

GET A QUOTE

ASSET CAPITAL LENDING

Construction Financing Designed for Real Estate Investors

Asset Capital Lending provides ground-up construction financing for real estate investors and builders developing new residential investment properties. Our loan programs can finance land acquisition and construction costs, helping borrowers preserve capital throughout the development process.

Financing structures are based on factors including borrower experience, project costs, property value, construction plans and exit strategy. Whether you're building a single investment property or managing multiple projects, we'll help identify a financing structure appropriate for your development.

THE PROGRAM

Ground-Up Construction Program Highlights

Loan Amounts$50,000 – $3,000,000*
Loan Terms12–24 Months*
Total Project CostsUp to 90% LTC*
Construction CostsUp to 100% of Eligible Construction Costs*
Maximum After-Completion ValueUp to 75% ARV*
Minimum FICO650*
ExperienceVaries by Program & Leverage*
OccupancyNon-Owner-Occupied Investment Properties

PROPERTY ELIGIBILITY

Eligible Property Types

Financing is available for new construction of eligible non-owner-occupied residential investment properties, subject to program and underwriting requirements.

Single-Family Residences
Townhomes
Condominiums
2–4 Unit Residential Properties

A STRAIGHTFORWARD PROCESS

How It Works

01

Tell Us About Your Project

Send us the property address or land details, acquisition cost, construction budget, estimated completed value, project plans and information about your construction experience.

02

Review Your Financing Options

We'll evaluate the project, borrower qualifications, experience, construction budget and exit strategy to identify an appropriate financing structure.

03

Close & Begin Construction

Once your loan is approved and closing requirements are satisfied, acquisition funds can be provided at closing and construction funds made available according to the loan's draw process.

LET'S TALK ABOUT YOUR PROJECT

Ready to Finance Your Next Construction Project?

Tell us about your project and loan request and we'll help you identify the financing options available for your development.

GET A QUOTE

Or call us directly at (602) 586-1900

*Loan programs, leverage, loan amounts, terms and eligibility are subject to underwriting, borrower qualifications, credit profile, construction experience, property type, project costs, plans, permits, property value, exit strategy and other requirements. Maximum financing shown is not available for every borrower or transaction. Programs and terms are subject to change without notice.