Financing Built for
Real Estate Investors
Fast, flexible investment financing solutions for Fix & Flip, DSCR Rental, Bridge and Ground-Up Construction loans.
Financing for Your Next Investment
From acquisition through renovation, construction, or long-term rental ownership, we help real estate investors explore financing that fits the property and the plan. Tell us about your project, and we’ll help identify a practical path forward.
Loan Programs for Real Estate Investors
FIX & FLIP LOANS
Fast, flexible financing for real estate investors acquiring and renovating residential investments, including multifamily properties. Finance both the purchase AND the renovation costs with competitive leverage and streamlined underwriting designed for experienced and first-time investors.
STABILIZED BRIDGE
Flexible short-term financing for rent-ready investment properties with no planned renovations. Ideal for recently completed properties preparing for sale, or rental properties that need short-term financing before transitioning to permanent financing.
DSCR RENTAL LOANS
Long-term financing for residential investment properties based primarily on the property’s rental income rather than the borrower’s personal income. Designed for real estate investors looking to purchase, refinance, or cash out equity from income-producing rental properties.
GROUND-UP CONSTRUCTION LOANS
Flexible financing for real estate investors and builders constructing new residential investment properties from the ground up. Finance land acquisition and construction costs with competitive leverage and loan programs designed for both newer and experienced developers.
Frequently Asked Questions
What types of financing does Asset Capital Lending offer?
Asset Capital Lending provides financing solutions for real estate investors, including Fix & Flip Loans, Stabilized Bridge Loans, DSCR Rental Loans, and Ground-Up Construction Loans. Our programs are designed for non-owner-occupied residential investment properties.
What types of properties do you finance?
Depending on the loan program, we finance single-family residences, townhomes, condominiums, 2–4 unit properties, multifamily properties, and other eligible residential investment properties.
Do I need prior real estate investing experience?
No. We have loan programs available for both first-time and experienced real estate investors. Prior experience may provide access to higher leverage or more favorable terms on certain programs, but it is not required for every program.
Do you finance renovation costs on Fix & Flip loans?
Yes. Our Fix & Flip programs can finance both the property acquisition and renovation costs. Financing of up to 100% of eligible renovation costs may be available, subject to the overall loan structure, property, borrower qualifications, and underwriting.
How much can I borrow?
Loan amounts and leverage vary based on the program, property type, borrower experience, credit profile, and other underwriting factors. We offer financing solutions ranging from smaller investment properties to multimillion-dollar transactions. Contact us to discuss your specific property and loan request.
What documentation will I need?
Documentation varies by loan program and transaction. Generally, we’ll need information about you or your borrowing entity, the subject property, available funds, and the proposed transaction. Renovation or construction projects may also require a detailed scope of work and budget. We’ll walk you through exactly what’s needed for your specific loan.
Can I finance an owner-occupied property?
No. Our loan programs are designed for business-purpose, non-owner-occupied investment properties and are not intended for owner-occupied primary residences.
How do I get started?
Getting started is easy. Submit a Get a Quote request with some basic information about your property and loan request, or call us directly at (602) 586-1900 to discuss your transaction.
Get a Quote for Your Next Property
Tell us about your property, loan request, and timeline. We’ll promptly review your request and contact you to discuss your options. Feel free to call us now at (602) 586-1900 if you’d like to discuss your loan request immediately.